Insurance & Financing Options
At Guadalupe Pediatric Dentistry, we believe every child deserves access to quality dental care. Our goal is to provide your child with the highest quality dental care while creating caring relationships in a compassionate and friendly atmosphere. We understand that financial considerations play an important role in your family’s healthcare decisions, which is why we’ve created flexible payment options and work with a wide range of insurance providers.
Payment Policy
Full payment is due at the time of service unless prior arrangements have been made:
- We accept cash, personal checks, debit cards, and major credit cards (Visa, MasterCard, Discover)
- We offer CareCredit and extended payment plans with no interest upon approved credit
- A $30 fee will be charged for any returned checks
Insurance Coverage
We’re pleased to be in-network with most major insurance providers to maximize your benefits and minimize out-of-pocket expenses for your child’s dental care.
In-Network Insurance Plans
We proudly accept the following insurance plans:
- Aetna
- Ameritas
- Blue Cross Blue Shield of Texas
- Careington
- Cigna
- Connection
- Delta Dental
- GEHA
- Guardian
- Humana
- Lincoln Financial
- Metlife
- Mutual of Omaha
- Principal
- TMHP (Medicaid)
We do not accept HMO insurance plans at this time.
Medicaid Patients
We accept Medicaid for eligible children, making quality pediatric dental care accessible to all families in our community. Our office staff can help determine if your child qualifies and explain the coverage available for different procedures.
Understanding Your Insurance Benefits
Your insurance policy is a contract between you and your insurance company. As a courtesy to you, we will file your primary dental insurance claims, but please remember:
- Insurance benefits are determined by you and your employer, not by our office
- We do not guarantee payment from your insurance company
- Some services may not be covered by your specific plan
- You are responsible for knowing your plan’s limitations, exclusions, and provisions
- Patient portions and deductibles are due at the time of service
- The balance is your responsibility whether or not your insurance company pays
Our knowledgeable administrative team is here to help you navigate these complexities. Before your child’s treatment, we will:
- Verify your coverage
- Provide a clear explanation of expected costs
- Answer any questions about your benefits
- File claims on your behalf
We understand insurance terminology can be confusing, so we’re happy to explain what terms like deductibles, co-pays, and annual maximums mean for your family’s dental care.
Financing Options
We offer several payment options to accommodate your family’s budget:
CareCredit
CareCredit is a healthcare credit card designed specifically for medical and dental expenses not covered by insurance. Benefits include:
- Flexible payment plans
- Special financing options with no interest (upon approved credit)
- Easy online application process
- Quick approval decisions
- Use for the entire family’s dental care needs
Cherry Financing
Cherry offers simple healthcare financing with:
- Transparent payment terms
- No hidden fees
- Quick application process
- Approval in minutes
- Flexible repayment options
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New Patient Special
We’re committed to making it easy for families to establish dental care. Our new patient special includes:
Comprehensive Exam & X-Rays: $125
This reduced rate helps families establish essential dental care for their children without financial strain. This special offer includes:
- Complete dental examination
- Age-appropriate diagnostic x-rays
- Personalized treatment plan
- Oral health education for both parents and children
Additional Financial Policies
Responsibility for Minors
The parent or guardian who brings the child to their appointment is financially responsible for all services rendered, unless arrangements have been made prior to the appointment.
Missed Appointments
Appointment times are reserved specifically for your child. Unless rescheduled at least 24 hours in advance, we charge a $50 no-show fee. For scheduled sedation appointments, a $50 no-show fee will be applied to the account. Excessive missed appointments may result in being asked to seek dental services elsewhere.
Emergency Appointments
For emergency appointments after regular business hours, an after-hours fee is charged in addition to any services rendered at the visit. All emergency treatment must be paid in full at the time of service.
Past-Due Accounts
You are responsible for any balance on your account after 30 days, whether insurance has paid or not. After 90 days, the account will be considered past due and may be referred to a collection agency, with additional fees added to cover collection costs.
Let’s Discuss Your Options
We believe financial concerns shouldn’t prevent your child from receiving quality dental care. Our administrative team is committed to helping you find the most advantageous way to afford your child’s dental treatment.
751 Best Dr Suite D,
Seguin, TX 78155
Mon-Thurs:
8:30am-5:00pm
830.209.7263
