Insurance & Financing Options
At Guadalupe Pediatric Dentistry, we believe every child deserves access to quality dental care. Our goal is to provide your child with the highest quality dental care while creating caring relationships in a compassionate and friendly atmosphere. We understand that financial considerations play an important role in your family’s healthcare decisions, which is why we’ve created flexible payment options and work with a wide range of insurance providers.
We Work With Most Major Insurances
- Delta Dental
- Cigna
- Aetna
- Humana
- Guardian
- Blue Cross Blue Shield
- Medicaid/TMHP
- and more
New Patient Special
From $125
- Comprehensive exam included
- X-rays, cleaning & fluoride included
- No insurance needed to take advantage
Navigating the cost of dental care for your child does not have to be complicated. For many families in Seguin and the surrounding communities, one of the biggest questions before a first visit is whether their insurance will be accepted and what happens if it is not. Understanding your options ahead of time makes the entire process smoother and helps ensure that cost never becomes a barrier between your child and the care they need.
At Guadalupe Kids Dental, we believe every child deserves access to high-quality pediatric dental care regardless of their financial situation. That is why we have worked to accept a wide range of insurance plans, including public coverage through Medicaid, so that families across Seguin, New Braunfels, Gonzales, Stockdale, Geronimo, Marion, Navarro Ranch, and Kingsbury can count on us. Our knowledgeable administrative team is here to walk families through their coverage, clarify what is included, and help make the most of every benefit available before treatment begins. We encourage you to explore our comprehensive pediatric dental services so you know exactly what your plan may cover.
Understanding Your Dental Insurance Benefits
Dental insurance can vary widely from plan to plan, and it helps to know the basics before your child’s visit. Most plans are structured to cover a portion of preventive, diagnostic, and restorative treatments, though annual maximums and co-pays differ by provider. According to the American Dental Association’s Health Policy Institute, children with dental insurance are significantly more likely to receive regular dental care than those without it, and coverage rates among children remain higher than any other age group in the United States.
We’re Insurance Friendly
We are contracted with most PPO dental insurance plans and are proud to be an insurance-friendly office.
- We Handle the Paperwork: Our team will verify your coverage, file your claims, and track payments so you don’t have to.
- Maximizing Benefits: We’ll provide a clear estimate of your portion before any treatment begins and work to make sure you get the most out of your plan.
Plans We Accept
We are proud to be in-network with most major insurance providers so that your family can receive the care you need at the most predictable cost possible. Accepted plans include Cigna, Aetna, Delta Dental, TMHP and MCNA (Medicaid and CHIP), Ameritas, Principal, Careington, GEHA, Humana, Guardian, Mutual of Omaha, Blue Cross Blue Shield of Texas, MetLife, Lincoln Financial, Boon-Chapman, United Healthcare, and many more. If you don’t see your plan listed, please give us a call. Our front office team will verify your specific benefits and network status.
Medicaid and CHIP Coverage
We are committed to serving families who rely on Medicaid through the Texas Medicaid and Healthcare Partnership (TMHP). Public dental coverage through Medicaid and the Children’s Health Insurance Program (CHIP) gives eligible children access to the same high standard of preventive and restorative care that all of our patients receive. Our team is experienced in working with TMHP and will verify your child’s eligibility and benefits prior to their appointment so there are no surprises at checkout.
Our “No Surprises” Promise
We hate financial surprises as much as you do. If your child needs treatment beyond a routine cleaning, we’ll walk you through a written estimate before anything gets started, including:
- The recommended care and why we’re suggesting it
- What your insurance is estimated to cover
- Your family’s estimated portion
Insurance benefits are estimates and can change once your insurance company processes the claim. We’ll share the best information we have upfront and help you understand it, so you can make the right decision for your family.
Options for Families Without Insurance
Not having dental insurance should never mean going without care. We offer flexible payment options designed to make quality pediatric dentistry accessible to every family we serve, regardless of coverage status. Our team will discuss what is available at the time of scheduling and work with you to find an arrangement that fits your budget.
New Patient Special
For families who are just getting started, our new patient special is a great way to establish care for your child at a manageable cost. The offer includes a comprehensive exam, cleaning, fluoride, and dental X-rays, starting at $125 for children under 4, $175 for ages 4–11, and $225 for ages 12 and up. This is an especially helpful option for families who are uninsured or who have recently changed providers and are looking for an affordable entry point into consistent preventive dental care.
Flexible Payment Arrangements
We understand that families often have competing financial priorities, and a single unexpected dental expense can feel overwhelming. Our administrative team is glad to discuss payment arrangements on a case-by-case basis so that your child’s oral health does not have to wait. Reaching out to our office before your visit gives us the opportunity to plan ahead together and ensure a smooth experience from the very first appointment.
What to Bring to Your First Visit
Coming prepared helps your child’s first appointment go as smoothly as possible. Please bring your insurance card, a government-issued ID, and any referral documentation if applicable. If you are covered through Medicaid, having your child’s Medicaid ID and current eligibility confirmation ready will speed up the check-in process. Our front desk team is always happy to help with any questions before you arrive.
Schedule an Appointment at Guadalupe Kids Dental
At Guadalupe Kids Dental, Dr. Kristopher “Kit” Bennion and his team are committed to making sure financial considerations never stand between a child and a healthy smile. Dr. Bennion completed his pediatric dental residency at Children’s Hospital of Philadelphia and the University of Pennsylvania, and as a father of seven, he understands firsthand how important it is to find care that is both excellent and accessible. You can learn more about his background and philosophy on our about us page.
Families throughout Seguin, Geronimo, Marion, New Braunfels, Stockdale, Kingsbury, Gonzales, Avery Park, and Navarro Ranch trust us to provide honest, compassionate care at every visit. Whether your child is covered under a major insurance plan, enrolled in Medicaid, or you are exploring payment options for the first time, we are here to help. Contact our office today to confirm your coverage, ask about financing, or book your child’s first appointment.
Financing Options
We offer several payment options to accommodate your family’s budget:
CareCredit
CareCredit is a healthcare credit card designed specifically for medical and dental expenses not covered by insurance. Benefits include:
- Flexible payment plans
- Special financing options with no interest (upon approved credit)
- Easy online application process
- Quick approval decisions
- Use for the entire family’s dental care needs
Cherry Financing
Cherry offers simple healthcare financing with:
- Transparent payment terms
- No hidden fees
- Quick application process
- Approval in minutes
- Flexible repayment options
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New Patient Special
We’re committed to making it easy for families to establish dental care. Our new patient special includes:
No insurance? Under 4: $125 | Ages 4–11: $175 | Ages 12 & up: $225
This reduced rate helps families establish essential dental care for their children without financial strain. This special offer includes:
- Complete dental examination
- Age-appropriate diagnostic x-rays
- Professional cleaning
- Fluoride treatment
- Personalized treatment plan
- Oral health education for both parents and children
Additional Financial Policies
Responsibility for Minors
The parent or guardian who brings the child to their appointment is financially responsible for all services rendered, unless arrangements have been made prior to the appointment.
Missed Appointments
Appointment times are reserved specifically for your child. Unless rescheduled at least 24 hours in advance, we charge a $50 no-show fee. For scheduled sedation appointments, a $50 no-show fee will be applied to the account. Excessive missed appointments may result in being asked to seek dental services elsewhere.
Emergency Appointments
For emergency appointments after regular business hours, an after-hours fee is charged in addition to any services rendered at the visit. All emergency treatment must be paid in full at the time of service.
Past-Due Accounts
You are responsible for any balance on your account after 30 days, whether insurance has paid or not. After 90 days, the account will be considered past due and may be referred to a collection agency, with additional fees added to cover collection costs.
Let’s Discuss Your Options
We believe financial concerns shouldn’t prevent your child from receiving quality dental care. Our administrative team is committed to helping you find the most advantageous way to afford your child’s dental treatment.
751 Best Dr Suite D,
Seguin, TX 78155
Mon-Thurs:
8:00am-5:00pm
830.209.7263